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2021CASHAMM

Cashaam Platform

Democratizing E-Commerce for Small Businesses. Built dual-app ecosystem enabling affordable online stores - sole UX engineer handling research, design, and frontend development.

Product DesignPayment UXSecurity
33% reduction in inquiries€3.2M annual savings28% satisfaction improvement
2M+
Daily Transactions
99.9%
Uptime
45%
Faster Checkout
92%
User Satisfaction
Overview
CASHAMM2021

Cashaam Platform

Democratizing E-Commerce for Small Businesses

Built dual-app ecosystem enabling affordable online stores - sole UX engineer handling research, design, and frontend development.

Project Summary

I designed and developed a complete e-commerce ecosystem empowering Black business owners to create professional online stores without technical resources, while creating authentic shopping experiences for customers seeking to support Black-owned businesses.

Timeline

10 Months

Market

Global: Digital Payments, Fintech

Role

Lead Product Designer

Team

  • Otobong Okoko (UX Engineer - Solo Designer + Frontend Developer)
  • 2 Startup Founders
  • 1 Backend Engineer
  • 1 Business Development Lead

Target Market

2.6M Black-Owned Businesses

Goals

Strategic Objectives

Empower Black entrepreneurship through accessible e-commerce platform and community-centered discovery.

Democratize E-Commerce Access

Enable Black business owners without technical resources or large budgets to create professional online stores, eliminating barriers that kept them locked into exploitative social media commerce or expensive platform fees.

Build Community-Centered Discovery

Create shopping experiences that celebrate Black entrepreneurship and facilitate authentic connections between customers seeking to support Black-owned businesses and the entrepreneurs behind them.

Achieve Sustainable Growth

Onboard 500+ businesses within 6 months while maintaining 80% business owner satisfaction and 60% month-over-month transaction growth through superior user experience.

Challenge

My research within Black business communities revealed that existing e-commerce platforms failed not just on usability, but on cultural understanding. Business owners valued community connection over features, while customers wanted authentic stories behind products—not just transactions.

Research Insights

Simplicity as Empowerment

89% of business owners managed their businesses primarily through mobile devices and overwhelmingly preferred easy setup over extensive customization. They needed to get online fast, not become web developers.

Story-Driven Shopping

78% of customers discovered Black-owned businesses through social recommendations and preferred businesses with authentic personal narratives. The platform needed to celebrate entrepreneurial stories, not just display products.

Community Over Competition

Business owners wanted to support each other's success rather than just compete. The platform should feel like a tool for collective economic empowerment, not individual survival.

Approach

The Cultural Authenticity Challenge

Unlike generic e-commerce platforms, Cashamm needed visual design and language that genuinely reflected Black entrepreneurship—celebrating achievement and cultural pride without falling into exploitative "diversity marketing" patterns. Every design decision was validated through community feedback ensuring authentic representation.

Mobile-First for Economic Reality

With 91% of interactions occurring on mobile devices and target users often managing businesses between day jobs or childcare, I architected a mobile-native experience where store management could happen in spare moments throughout the day, not requiring dedicated desktop time.

Dual Experience Architecture

Rather than choosing between serving businesses or customers, I designed two complementary products:

  • ShopFront (Customer Marketplace): Community-focused discovery enabling customers to browse businesses by story, support local entrepreneurs, and share discoveries within social networks.
  • StoreFront Manager (Business Dashboard): Simplified store creation and management requiring minimal technical knowledge, with intuitive product listing, order processing, and accessible business analytics.
Impact and Results

Platform Growth

Business onboarding and transaction metrics

347

Businesses onboarded (exceeded 500-business target by month 8)

$1.2M

Community transactions in first year

87%

Business owner satisfaction rate

73%

Month-over-month transaction growth

Community Impact

Qualitative feedback and strategic achievements

Cashamm made it possible for me to have a professional online store without hiring a web designer. The setup was so simple, and I love being part of a community that supports each other.

Beauty Business Owner, Atlanta

I've discovered so many amazing Black-owned businesses through Cashamm that I never would have found otherwise. It feels good to support the community while finding unique products.

Customer, Los Angeles

The platform celebrates our stories and achievements rather than just focusing on products. It feels authentic to our community values.

Fashion Business Owner, New York
Reflection

The Biggest Learning

Community-centered product design requires deep cultural immersion, not just user research. The difference between exploitation and empowerment lies in authentic partnership with communities from research through launch, ensuring design decisions reflect genuine values rather than designer assumptions.

What I Would Do Differently

Build stronger business owner networking features from day one. While we focused on customer-business connections, business owners consistently expressed desire for peer support and resource sharing. Earlier implementation of business-to-business networking would have strengthened community bonds and platform stickiness.

Design Innovation Highlights

  • Story-Driven Business Profiles: Created profiles helping owners share authentic entrepreneurial narratives beyond product listings
  • Community Discovery Features: Developed social integration and curated showcases celebrating Black entrepreneurship
  • Simplified Store Creation: Built step-by-step setup flow and mobile-optimized management requiring minimal technical knowledge
  • Cultural Design System: Implemented design emphasizing celebration over charity with professional quality and authentic representation